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Credit Cards from Credins Bank provide making your payments through several options. Designed to fulfil the needs of clients who have an account at Credins for daily expenses or even more important engagements. Each month, the customer can choose to settle liabilities through e-Banking, automatically from your account or by visiting one of the nearest bank branches.

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Visa Credit Card

• Currency: EURO
• Daily limit in POS: 5000 Euro
• Daily limit in Internet: 500 Euro
• Card validity: 5 years

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Mastercard World Credit

• Currency: Euro
• Daily limit in POS: 5.000 EURO
• Card validity: 5 years

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In case you used your VISA Classic credit card from Credins Bank this month to purchase a 250 Euro ticket and you booked a hotel for 300 Euro, how would you pay for the total amount due of 550 Euro? If you reload your credit card by 10th of the following month with the entire obligation of 550 Euro, you will not pay any interest on the amount used. If you reload the amount of 550 Euro after the date 10, the overdraft interest will be charged.   You can deposit the amount of 550 Euro on the card account:

1.  Automatically credited from another account in the bank (salary account or current account).
2.  By using the Credins Online service, you can pay the entire amount.
3.  By depositing the cash amount at the bank’s desks.

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Your online transactions are more secure with Mastercard SecureCode and Verified by VISA (VBV) security models. You are always protected from an extra level of security thanks to a password of your choice and that will be required at the time of purchase from online stores. Some tips on your Card:

• Save your PIN separately from your card and do not disclose it with other people:
• Always check the amount displayed in the POS before entering your PIN or before signing the receipt.

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You can personalize your Mastercard PIN in all bank ATMs. Changing the PIN code for these cards is free of charge. In case you lose your PIN code, its reprint at Credins branches costs 2 Euro for Mastercard and VISA cards.   In case of lost or stolen card:

• Block the card as soon as possible by calling the telephone numbers: +383 38 780 111.
• Visit the nearest branch, report the lost/stolen card and apply for a new card.

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• Identity Card
• Registration Form (for new clients) or updated one for existing clients.
• Card and PIN Delivery Form.
• Card Contract.
• OVD Application Form

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